California Brokerage Insurance Associates Blog
All You Ever Wanted to Know About Insurance
Insurance Considerations for Newlyweds: Merging Policies and Coverage
Tuesday, August 6, 2024
Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...
The Essential Guide to Creating a Home Inventory: Why and How
Monday, April 1, 2024
In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...
How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims
Tuesday, February 6, 2024
If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....
Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer
Tuesday, September 12, 2023
If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...
What to Look for When Buying a House to Avoid Unnecessary Insurance Claims
Friday, July 7, 2023
If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...
Keep Your Home Safe While on Vacation
Sunday, March 5, 2023
Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...
Should I Notify My Insurance Company About a New Puppy?
Monday, November 14, 2022
Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...
Things to Know When Shopping for Home and Auto Insurance
Thursday, September 15, 2022
If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...
Avoiding Water Issues in Your Home
Tuesday, May 10, 2022
Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...
How to Decide If Solar Panels Are Right for Your Home
Friday, October 1, 2021
Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...
Inexpensive Fixes for a Safer Home
Friday, May 7, 2021
Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...
Why a basic Homeowners policy isn’t always enough
Friday, April 2, 2021
Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...
Own a home? Here are two policy options you should know about
Monday, February 8, 2021
If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...
What is water backup coverage and why is it important?
Monday, August 10, 2020
Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...
Why You Need Service Line Coverage
Friday, April 3, 2020
Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...
Spring Into Home Maintenance Mode in California
Monday, March 11, 2019
Spring is a time for rejuvenation, and, as the weather gets warmer here in San Diego, California, the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing and...
Home Security Technology: Keeping you ahead of the burglars
Monday, March 4, 2019
Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...
Looking at a new piece of jewelry? Make sure to look at your insurance, too
Monday, February 11, 2019
Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars-or a fire or some other...
Is your home as efficient as it could be? An energy audit can tell you
Monday, January 7, 2019
Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....
Thrifty Security: Burglar-Proof Your Home for the Holidays
Friday, November 16, 2018
It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away? One way...
Five Common (and Potentially Costly) Homeowner Mistakes
Friday, November 9, 2018
Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...
The Type of Fire Extinguisher Every Home Should Have
Monday, August 27, 2018
A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...
What Should Go in Your Home Safe (or Safe-Deposit Box)?
Monday, August 20, 2018
Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...
Device Insurance: Cover Your Personal Electronics With the Policy You Already Have
Friday, August 10, 2018
It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...
Which Home Alarms Do You Need?
Wednesday, August 1, 2018
Technology has made home alarms of all kinds - from security to smoke, radon to radiation - more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...
Burglary Prevention: Should You Leave the Lights On?
Monday, July 30, 2018
It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity - particularly this...
Easy to Forget Cleaning Projects
Monday, June 18, 2018
As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...
Three Ways a Pool May Affect Your Homeowners Insurance
Friday, June 15, 2018
That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...
Protecting Your Home: Understanding Your Home Insurance Policy
Monday, May 14, 2018
As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...
Insuring Jewelry: How to Know if Your Coverage is Enough
Wednesday, April 25, 2018
A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...
Do I Need to Tell My Insurance Company If My Dog Bites Someone?
Wednesday, April 18, 2018
You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...