Skip to content

California Brokerage Insurance Associates Blog

All You Ever Wanted to Know About Insurance

Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

Read More


10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

Read More


Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

Read More


Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity - particularly this...

Read More


Don’t Delay — Start Thinking About Winterizing Your RV Today

Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

Read More


10 Things to do to Prepare Your Home for Fall

Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

Read More


It’s Back-to-School Time — Is Your House Ready?

We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

Read More


Tips for Power Tool Safety

What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

Read More


4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

Read More


Riots and Car Insurance: Is Your Car Covered?

Your privately owned vehicle can become an unintended target in the middle of a protest. A peaceful demonstration that deteriorates into violence, rioting, and looting puts private property, like your prized car or...

Read More


What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

Read More


Why Minimum Coverage Auto Insurance Isn't a Good Idea

Driving is such a normal part of daily life that a lot of people don't think twice before hitting the road. That being said, it's important to have the best auto insurance in San Diego, CA. Whether you've just purchased...

Read More


Understanding Business Insurance When a Riot Occurs

In the days and nights following the death of George Floyd, a Black man, in the custody of four Minneapolis, MN, police officers, hundreds of thousands of people marched in dozens of U.S. cities to protest his death and...

Read More


How Has COVID-19 Impacted Car Insurance Shopping?

Car insurance shopping isn't always exciting, but being savvy with your policy and provider can save you money. While it's always smart to get multiple auto insurance quotes in San Diego, CA, there have been some...

Read More


How to Update your Home — Without Spending Thousands

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

Read More


I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

Read More


What Does Earthquake Insurance Cover in California?

If you live in California, you know that earthquakes are always a possibility. Not all homes are equally susceptible to earthquake damage, but as with homeowner's insurance, earthquake insurance is one of those...

Read More


How COVID-19 Will Affect Future Auto Insurance Premiums

COVID-19 has impacted virtually all aspects of life. It's not exactly surprising to learn that your local auto insurance will likely be affected as well. While California hasn't been as affected as other states, such as...

Read More


What’s the Difference between Home and Auto Insurance Medical Payments?

One thing that remains the same no matter what people do for a living is the need for comprehensive auto insurance in San Diego, CA. Finding the right policy is important, and so is understanding the possible medical...

Read More


Totaled Car: Understanding the Options

Car insurance in San Diego is more than a legal requirement for having your car registered. It protects you in the event of an accident so that in addition to all the other physical and emotional stress of the accident,...

Read More


Keep Your Pets Safe in a Disaster

A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

Read More


Reasons Why Minimum Car Insurance Coverage Is a Bad Idea

Searching for the best auto insurance in San Diego, CA, can feel like quite a hassle, especially when you’re not sure how much coverage you need or how much you should be paying. Insurance brokers can help you find a...

Read More


Reasons Every Insurance Company Has Different Rates

Buying a new vehicle is an exciting moment, but also a reason why you may need to see a car insurance broker in San Diego, CA. As a vehicle owner, car insurance is essential to protect your purchase and keep you and...

Read More


Why You Need Service Line Coverage

Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

Read More


The Different Types of Coverages for Auto Insurance

If you have a car, you know you need auto insurance. But do you really know what you’re paying for? If you’re looking for auto insurance, understanding the different types of coverages is an important step in getting...

Read More


What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

Read More


Factors That Influence Your Auto Insurance

Do you ever wonder why your car insurance premium just went up even though you haven’t had a ticket or an accident in the past year? When shopping around for car insurance in San Diego, CA, it’s important to keep in...

Read More


The Difference between Liability and Full Coverage Insurance

Legal Requirements - One of the primary differences between liability and full coverage policies is that one is required by law while the other isn’t. Liability coverage is required for any vehicle operating on the...

Read More


5 Carbon Monoxide Safety Tips

Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

Read More


Top Reasons Your Auto Insurance Rates Increase

It’s normal for the price of most products to go up somewhat after time, but it can be quite a shock to many drivers when they see the cost of their car insurance renewal since some of these insurance rates can increase...

Read More


Best Time to Buy Auto Insurance

Many drivers know that there are ways you can help lower your auto insurance premium, such as having a good driving record, boosting your credit score, and avoiding accidents. You can also save money on your car...

Read More


The Ins and Outs of Auto Insurance Coverage

Auto insurance can be confusing for many drivers, but it’s also a necessity. It protects you financially should you be involved in an accident, no matter who is at fault. If you’re trying to decide which San Diego auto...

Read More


When Roadside Assistance Isn’t Enough

If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

Read More


Common Mistakes to Avoid While Naming Your Beneficiary

People often feel uncomfortable when it comes to discussing life insurance. This is certainly understandable, but it's worth considering the specifics of your life insurance policy. Naming your beneficiary is one of the...

Read More


Dealing with Your Rising Auto Insurance Premium

No one wants to pay higher auto insurance premiums. With a good driving record, over time an insurer may lower your premium. Unfortunately, premiums sometimes increase instead. If this happens, there's usually a reason...

Read More


How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

Read More


Guidelines for Life Insurance Payout

Life insurance is an asset that many people use as part of their long-term financial and estate plan. Purchasing family life insurance or a personal policy is a sound way to provide your loved ones with financial...

Read More


Why You Might Want to Live Like a Minimalist

Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

Read More


How Do Car Modifications Affect Your Insurance Coverage?

Modifying your vehicle is a great way to customize and personalize your car, and it can even be a way to make your car easier for you to drive. Basically, any way that you change the vehicle from the manufacturer’s...

Read More


What Car Drivers Need to Know about Motorcycles

Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...

Read More


Everything about Camper Trailer Insurance

Your camp trailer is a great way to get out and enjoy the great outdoors while still having some of the luxuries of home. Travel trailers, like any other automobile, require insurance, so if you’re new to trailer...

Read More


Tips for Earthquake Insurance Coverage

An experienced insurance broker in San Diego can be far more helpful than you might imagine. In California, many homeowners and business owners are concerned about earthquake damages and the costs they could face as a...

Read More


A Guide to Semi-Truck Insurance: Commercial Coverage

Commercial vehicle insurance in California is part and parcel to doing business on the road. While it's an essential part of doing business, it doesn't have to be overly complicated, difficult, or confusing. The right...

Read More


How to Ride Your Motorcycle Safely in a Group

Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...

Read More


4 Reasons Why You Need Motorcycle Insurance

While riding a motorcycle can be fun, it can also be quite dangerous. It can be difficult for larger vehicles to see this smaller machine, and you have much less protection if you get into an accident. Whether you get...

Read More


The Perks of Using a Car Insurance Broker

Purchasing car insurance isn’t only the law, it’s also very beneficial for you as a driver. You can’t control how other people drive on the road so there’s always the risk of getting into an accident. If this...

Read More


Five Tips to (Finally) Get your Garage Organized

There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...

Read More


The Laws Behind Having California Auto Insurance

It’s impossible to predict what problems you might run into while you’re driving. In addition to not being able to control other drivers around you, bad weather could make driving on roads a potentially dangerous...

Read More


What is Mexico Car Insurance?

If you live in Southern California, you’re not that far from Mexico. This provides the opportunity to experience a number of things that are unique to that country. While thousands of Americans visit Mexico every year,...

Read More


How to Make Your Family Vacation a Great One

Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You...

Read More


Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

Read More


Why You Need Traveler’s Insurance for Summer Vacation

Summer is here and it’s time to get out there and explore! Whether you’re headed to the beach or the mountains, preparing for your next trip involves more than just packing a suitcase. Along with your sunscreen,...

Read More


Cyber Liability: Commercial Insurance

Auto insurance in San Diego is nothing new. Because insurance is such a big part of people's daily lives, they often think it doesn't warrant any additional consideration. Unfortunately, businesses don't have that...

Read More


What Is Travel Insurance?

No matter where you are, emergencies can happen. You may break your foot while on a family vacation or get stuck at the airport for hours because of a hurricane. Unexpected crises like these can derail your whole trip...

Read More


Three Ways to Lower Your Carbon Footprint

April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...

Read More


What Does Accident Insurance Cover?

There are plenty of auto insurance brokerage companies in San Diego, CA, that are happy to help you stay protected, but auto coverage doesn't safeguard you against every possible accident. Many people are already...

Read More


Spring Cleaning Tips

Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

Read More


Common Auto Insurance Myths You Should Ignore

If you have ever owned a car, you have likely purchased auto insurance. It is the law to have it. Despite being something that most people have experience dealing with, there are still a ton of misconceptions about car...

Read More


Auto Insurance Basics: Things to Know

Car insurance san diego is something that all personal and commercial vehicles must have to operate legally on the road. It’s also a financial product that protects you from financial hardship should your car be...

Read More


Make Football Season Fun and Safe

It's fall and that means football season! San Diego, California can now enjoy the mild weather as well as the beautiful colorful foliage changing all around us. Football brings with it a whole host of seasonal...

Read More


Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water – especially in the summertime. It's a great thought, of course. But,...

Read More


Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to do...

Read More


Understanding Different Aspects of Car Insurance

Auto insurance brokerage companies use a lot of terms that are specific to the industry. Sometimes that can make it difficult for drivers to comprehend precisely what's happening with their policies. Fortunately, it isn'...

Read More


Spring Into Home Maintenance Mode in California

Spring is a time for rejuvenation, and, as the weather gets warmer here in San Diego, California, the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing and...

Read More


Reasons Why You Must Invest in Health Insurance

Many younger people believe that health insurance coverage purchased through their employer is enough to cover all their medical expenses and protect them from financial ruin. However, if you become seriously ill or are...

Read More


Home Security Technology: Keeping you ahead of the burglars

Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...

Read More


Tips for Parents to Insure Teenage Drivers

There comes a time when your teenage child becomes eligible to drive, and he or she no longer needs you as a chauffeur. However, before handing them your car keys, you need to consider the impact a teenage driver will...

Read More


Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

Read More


The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

Read More


Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars-or a fire or some other...

Read More


DUI Still Qualifies for Auto Insurance

An arrest for driving while under the influence of alcohol or drugs can lead to severe consequences for the offender. It can lead to a temporary loss of driving privileges, and a conviction in most states would mean...

Read More


Final Expense Life Insurance: A Step You Must Take

No one likes to think about their own mortality. Unfortunately, death is just part of life. When the end does occur, there are certain expenses that your loved ones will be left with. Burial costs and funeral expenses...

Read More


5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

Read More


What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

Read More


Flood Insurance - What You Should Know

You’ve probably heard this horror story before – someone loses a home due to a flood and learns after the fact that standard home insurance, https://southerncaliforniaauto... doesn’t cover flood damage. At California...

Read More


5 Benefits of Individual Health Insurance

Having whole life insurance in California has numerous advantages, as does having individual health insurance. Individual health insurance protects your body and your finances in the same manner as car and home...

Read More


5 Common Myths about Life Insurance

Are you thinking about life insurance? While no one wants to talk death, everyone needs to have protection for their family in the event of something untimely happening. As you begin to gather life insurance quotes in...

Read More


Protect Your Motorhome and RV From the Cold

If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that California Brokerage wishes you a safe journey – and that we're all...

Read More


Identity Protection Tips for Tax Season

What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

Read More


Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

Read More


Cannabis Insurance: Information You Need to Know

A lot of progress needs to be made in order for the cannabis industry to operate with business norms like every other industry. While there have been significant strides in the last few years, many cannabis business...

Read More


Insurance Options for First-Time Drivers

It can be a nerve-wracking experience teaching a new driver, and the concern doesn't go away simply because a license is in hand. There are other things to think about, and safety is your top priority. But another...

Read More


Make Sure Your Holidays Stay Happy … and Safe

Happy Holidays from California Brokerage Insurance Associates! The Christmas season is fast approaching and we'd like to ensure a very merry and safe holiday to you and your family. The taste of warm egg nog and the...

Read More


Keep Pets Happy and Safe on Vacation

You’re not just imagining it-a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

Read More


Facts about Cannabis Insurance

Legitimacy is important to any business. There are basic requirements, such as a professional-looking website, a business phone number, and an email address. Social media presence is important as well, and it goes...

Read More


The Importance of GAP Insurance Coverage

The new car you just purchased may get great gas mileage and is high in the safety ratings, but it loses its value the moment you drive it from the lot. Most people who buy a car will owe more than it's worth,...

Read More


Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away? One way...

Read More


Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

Read More


Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member in California, it may be a good time of the year to provide...

Read More


Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around your city...

Read More


Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

Read More


Tips for Shopping Commercial Auto Insurance

It's important to find the best rate on commercial auto insurance in California, but when you're shopping around, you may not know exactly how to find the best deal. The coverage can vary depending on whether you're...

Read More


What Are the Different Types of Auto Insurance?

Finding auto insurance coverage in California can be a time-consuming, frustrating, and confusing process. Many car owners aren't really sure what they should be looking for in auto insurance. Fortunately, auto...

Read More


Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

Read More


Reasons to Shop Auto Insurance Annually

You’ll be doing yourself a disservice if you buy an auto insurance policy and leave it alone for many years. Shopping for better insurance rates annually allows you to save money and get the best coverage for your needs....

Read More


Factors Affecting Your Life Insurance Rates

If you check with your friends about what they pay for life insurance, you know that people pay different rates. That may make you wonder how insurance companies set the rates they charge. Truth of the matter is that it’...

Read More


A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outdoors. It is the perfect time to enjoy cool weather, warm drinks by the fire and the pleasant changes in scenery and landscape. At California Brokerage Insurance Associates, our primary...

Read More


Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

Read More


Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

Read More


How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways - often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

Read More


Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

Read More


Reasons Why You Should Choose an Auto Insurance Broker

When you're looking for an auto insurance policy, it can take hours of research and time on the phone or computer getting numerous quotes. Fortunately, you can simplify your policy search by trusting a local broker for...

Read More


4 Things to Know about Auto Insurance

Finding auto insurance brokerage companies that can save you money won’t do you a lot of good if you don’t understand the quote that they’re giving you or terms such as liability coverage, comprehensive, deductible, and...

Read More


Ways to Reduce Auto Insurance Premiums

With the prices of everything going up, it's important to find the most savings wherever you can. But, many people are paying too much for car insurance. You can dramatically improve your budget by just taking the time...

Read More


Navigate Rainy Roadways With Care

It’s just rain - how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

Read More


The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

Read More


What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

Read More


Facts about Buying Car Insurance

If you own a car, you have to pay for car insurance no matter what, so why not get the best deal you can? If your goal is to get as much coverage as possible while paying as little as possible, then the best way to...

Read More


Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

Read More


Safety Tips for Your Summer Swims

When the sun is out and the weather’s warm, people flock to the water - whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

Read More


How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

Read More


Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

Read More


5 Benefits of Life Insurance

No matter your age or what stage of life you’re in at the moment, having life insurance can be extremely beneficial to you. Often people get life insurance covered through their employment but having additional life...

Read More


6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

Read More


Which Home Alarms Do You Need?

Technology has made home alarms of all kinds - from security to smoke, radon to radiation - more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

Read More


Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity - particularly this...

Read More


7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

Read More


Facts about Insuring Your Personal Vehicle for Work

Many car owners who purchase auto insurance policies for their personal vehicles may find themselves in the position of using their car or truck for work. The new job may require traveling from client to client in the...

Read More


Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

Read More


When to Consider Life Insurance

It's an inevitability; we all die. To hedge against the costs of dying, many invest in life insurance. The trick is to know when to buy it. If you're looking for life insurance quotes in California, read this before...

Read More


Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

Read More


Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

Read More


Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

Read More


Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

Read More


Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

Read More


How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

Read More


Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

Read More


Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

Read More


Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

Read More


Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

Read More


Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

Read More


Do You Own a Classic Car of the Future?

There’s nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles – like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

Read More


A Time to Celebrate Mothers

As the second Sunday of May nears, it’s time to think of ways to celebrate mothers – although, of course, that’s a worthy pursuit at any time of year! At California Brokerage Insurance Associates, we thought it would be...

Read More


When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in California or have moved all the way across the country, there were a ton of things to get done last month, but did you...

Read More


Make Your Vacation a Great One

Whether you're planning a trip to a local attraction in California this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day...

Read More


A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in California, you may own much more...

Read More


Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

Read More


How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more California residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

Read More


Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

Read More


Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

Read More


Safety Tips for Your Boat Trailer

When purchasing a trailer in California or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft....

Read More


Celebrate National Night Out With Your Neighbors

In 1984, National Night Out – "America's Night Out Against Crime" – began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

Read More


Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

Read More


Apartment Living for Dogs

Apartment living has several advantages: low maintenance, close proximity to work, entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably...

Read More


Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun - as long as...

Read More


Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy - and they spend a total of $11 billion each year running them. Our guess is that most of those households (which may...

Read More


Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

Read More


Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

Read More


Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

Read More


Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

Read More


A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though night driving accounts for just 23% of...

Read More


Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At California Brokerage Insurance Associates, we know you want to protect what's important. That's why we're...

Read More


Spring Into Action!

Spring is here and there is no better time to rid your home of any excess junk, while also keeping the focus on organizing necessary tasks. Like most of us at California Brokerage Insurance Associates, it's time to...

Read More


Leap Into Spring!

It's that time again to set our clocks forward! Daylight Savings time has arrived, so be prepared. California Brokerage Insurance Associates reminds you to take certain steps that ensure your family's safety. Safe Haven...

Read More


Stay Healthy This Winter Season

The number one priority during the winter months is maintaining your family's overall health. San Diego, California has its share of cooler than normal temperatures. The weather could certainly attract potential...

Read More


Halloween Safety Tips for Trick or Treat Fun

Trick or Treat! October is finally here, and with the smell of candy corn and delicious treats in the air, children and adults flock to the streets of San Diego pumped up for a night of goulish fun. Along with all the...

Read More


Planning an RV Trip? We've Got You Covered!

Taking a road trip on an RV this summer? Whether your adventure takes you to destinations near or far, the experience is an exciting one. With this in mind, California Brokerage Insurance Associates wants you and your...

Read More


Be Safe on Your Motorcycle

To stay safe on California streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. California Brokerage cares about your safety – so keep these helpful tips in mind when...

Read More


Spring is Coming!

With the days getting longer and the weather getting warmer, we're starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we've got you covered with...

Read More


Prepare for Driving In Bad Weather Before You Hit the Road

Rain, fog, sleet, snow, ice and wind... bad weather is the enemy of every driver in California. California Brokerage wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of its...

Read More


Things to Keep in Mind When Buying a Car

Buying a new car is an exciting time - but it can also be stressful. After all, you're trying to get the best deal on price, while also deciding on the make, model and features you need. We can't really help you become...

Read More


Hiring a Subcontractor in San Diego?

As many commercial building owners and contractors across California begin remodeling or construction projects, they realize the value in subbing out some of the work to skilled and technical professionals. But there...

Read More


More Than a Tarp to Keep Your Boat Covered

Whether you own a Jet Ski, a small ski boat, fishing boat, or a 26 foot cruiser, knowing that you're covered by the right insurance should give you the peace of mind to relax and enjoy every minute on the water. What We...

Read More