California Brokerage Insurance Associates Blog

All You Ever Wanted to Know About Insurance

Keep Pets Happy and Safe on Vacation

You’re not just imagining it-a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away? One way...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member in California, it may be a good time of the year to provide...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around your city...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Tips for Shopping Commercial Auto Insurance

It's important to find the best rate on commercial auto insurance in California, but when you're shopping around, you may not know exactly how to find the best deal. The coverage can vary depending on whether you're...

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What Are the Different Types of Auto Insurance?

Finding auto insurance coverage in California can be a time-consuming, frustrating, and confusing process. Many car owners aren't really sure what they should be looking for in auto insurance. Fortunately, auto...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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Reasons to Shop Auto Insurance Annually

You’ll be doing yourself a disservice if you buy an auto insurance policy and leave it alone for many years. Shopping for better insurance rates annually allows you to save money and get the best coverage for your...

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Factors Affecting Your Life Insurance Rates

If you check with your friends about what they pay for life insurance, you know that people pay different rates. That may make you wonder how insurance companies set the rates they charge. Truth of the matter is that...

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A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outdoors. It is the perfect time to enjoy cool weather, warm drinks by the fire and the pleasant changes in scenery and landscape. At California Brokerage Insurance Associates, our primary...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways - often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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Reasons Why You Should Choose an Auto Insurance Broker

When you're looking for an auto insurance policy, it can take hours of research and time on the phones or computer getting numerous quotes. Fortunately, you can simplify your policy search by trusting a local broker...

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4 Things to Know about Auto Insurance

Finding auto insurance brokerage companies that can save you money won’t do you a lot of good if you don’t understand the quote that they’re giving you or terms such as liability coverage, comprehensive, deductible,...

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Ways to Reduce Auto Insurance Premiums

With the prices of everything going up, it's important to find the most savings wherever you can. But, many people are paying too much for car insurance. You can dramatically improve your budget by just taking the time...

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Navigate Rainy Roadways With Care

It’s just rain - how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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Facts about Buying Car Insurance

If you own a car, you have to pay for car insurance no matter what, so why not get the best deal you can? If your goal is to get as much coverage as possible while paying as little as possible, then the best way to...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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Safety Tips for Your Summer Swims

When the sun is out and the weather’s warm, people flock to the water - whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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5 Benefits of Life Insurance

No matter your age or what stage of life you’re in at the moment, having life insurance can be extremely beneficial to you. Often people get life insurance covered through their employment but having additional life...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds - from security to smoke, radon to radiation - more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity - particularly this...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If...

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Facts about Insuring Your Personal Vehicle for Work

Many car owners who purchase auto insurance policies for their personal vehicles may find themselves in the position of using their car or truck for work. The new job may require traveling from client to client in the...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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When to Consider Life Insurance

It's an inevitability; we all die. To hedge against the costs of dying, many invest in life insurance. The trick is to know when to buy it. If you're looking for life insurance quotes in California, read this before...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

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Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Do You Own a Classic Car of the Future?

There’s nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles – like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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A Time to Celebrate Mothers

As the second Sunday of May nears, it’s time to think of ways to celebrate mothers – although, of course, that’s a worthy pursuit at any time of year! At California Brokerage Insurance Associates, we thought it would be...

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When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in California or have moved all the way across the country, there were a ton of things to get done last month, but did you...

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Make Your Vacation a Great One

Whether you're planning a trip to a local attraction in California this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in California, you may own much more...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more California residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Safety Tips for Your Boat Trailer

When purchasing a trailer in California or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft....

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Celebrate National Night Out With Your Neighbors

In 1984, National Night Out – "America's Night Out Against Crime" – began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Apartment Living for Dogs

Apartment living has several advantages: low maintenance, close proximity to work, entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably...

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Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun - as long as...

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Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy - and they spend a total of $11 billion each year running them. Our guess is that most of those households (which may...

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Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

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Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though night driving accounts for just 23% of...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At California Brokerage Insurance Associates, we know you want to protect what's important. That's why we're...

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Spring Into Action!

Spring is here and there is no better time to rid your home of any excess junk, while also keeping the focus on organizing necessary tasks. Like most of us at California Brokerage Insurance Associates, it's time to...

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Leap Into Spring!

It's that time again to set our clocks forward! Daylight Savings time has arrived, so be prepared. California Brokerage Insurance Associates reminds you to take certain steps that ensure your family's safety. Safe Haven...

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Stay Healthy This Winter Season

The number one priority during the winter months is maintaining your family's overall health. San Diego, California has its share of cooler than normal temperatures. The weather could certainly attract potential...

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Halloween Safety Tips for Trick or Treat Fun

Trick or Treat! October is finally here, and with the smell of candy corn and delicious treats in the air, children and adults flock to the streets of San Diego pumped up for a night of goulish fun. Along with all the...

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Planning an RV Trip? We've Got You Covered!

Taking a road trip on an RV this summer? Whether your adventure takes you to destinations near or far, the experience is an exciting one. With this in mind, California Brokerage Insurance Associates wants you and your...

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Be Safe on Your Motorcycle

To stay safe on California streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. California Brokerage cares about your safety – so keep these helpful tips in mind when...

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Spring is Coming!

With the days getting longer and the weather getting warmer, we're starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we've got you covered with...

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Prepare for Driving In Bad Weather Before You Hit the Road

Rain, fog, sleet, snow, ice and wind... bad weather is the enemy of every driver in California. California Brokerage wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of its...

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Things to Keep in Mind When Buying a Car

Buying a new car is an exciting time - but it can also be stressful. After all, you're trying to get the best deal on price, while also deciding on the make, model and features you need. We can't really help you become...

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Hiring a Subcontractor in San Diego?

As many commercial building owners and contractors across California begin remodeling or construction projects, they realize the value in subbing out some of the work to skilled and technical professionals. But there...

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More Than a Tarp to Keep Your Boat Covered

Whether you own a Jet Ski, a small ski boat, fishing boat, or a 26 foot cruiser, knowing that you're covered by the right insurance should give you the peace of mind to relax and enjoy every minute on the water. What We...

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