Renting a home doesn’t mean you aren’t entitled to protection. You work hard for the things you have, and we want you to feel secure knowing that your belongings are protected. California Brokerage Insurance Associates has a number of insurance coverage options available for you to ensure that your personal property is always protected.
Like homeowner insurance policies, renter’s insurance covers your belongings against damage and theft according to limits set by you. The coverage applies while you’re in the dwelling, but when you’re away, too.
Did you know that renter’s policies don’t always cover the full replacement cost of items? If you don’t want to come up short, consider adding full value coverage for personal property to protect against depreciation.
A renters insurance policy protects against bodily injury and property damage claims where you are liable. It also gives you peace of mind in the legal arena by providing for legal defense, should you need it. Additionally, medical payments coverage covers the cost of any individual (not a member of the household) injured on the property.
All of these coverages are limited in terms of the limits you set based on need and budget. To make sure you’re getting the policy with the best protection, give us a call. Our insurance brokers work to find the right amount of coverage that meets your insurance needs.
Getting the right coverage at the right price matters. Whether you’re in between homes or a long-term renter, we have solutions that fit all life situations. Ask us about our umbrella policies, auto insurance, life insurance products, and burglar alarm credits to save as much as possible on your policy. CBIA is California’s leading insurance company for all home and business insurance products. Contact us today to learn more!